{"id":15279,"date":"2023-10-06T15:14:35","date_gmt":"2023-10-06T19:14:35","guid":{"rendered":"https:\/\/old.mybscu.org\/?page_id=15279"},"modified":"2025-11-26T16:31:14","modified_gmt":"2025-11-26T21:31:14","slug":"6-month-cd","status":"publish","type":"page","link":"https:\/\/old.mybscu.org\/es\/6-month-cd\/","title":{"rendered":"CD de 6 meses"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/old.mybscu.org\/wp-content\/uploads\/2023\/12\/senior-sportbg.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-overlay_color-144990-bg\" style=\"opacity: 0.85;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal limit-width row-parent\" data-minheight=\"450\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left align_left_tablet align_left_mobile column_parent col-lg-6 col-sm-100 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- 6 Month CD Promotional Block with Dynamic Rate Loading -->\n<div class=\"cd-promo\">\n    <div class=\"promo-text\">\n        <div class=\"top-section\">\n            <span class=\"headline\">GANA Hasta<\/span>\n            <div class=\"rate-container\">\n                <span class=\"rate\" id=\"cd-6month-promo-rate\">X.XX<\/span>\n                <div class=\"percentage-apy\">\n                    <span class=\"percent\">%<\/span>\n                    <span class=\"apy\">Tasa de rendimiento anual (APY)*<\/span>\n                <\/div>\n            <\/div>\n        <\/div>\n        <span class=\"cd-duration\">Con un CD de alto rendimiento a 6 meses<\/span>\n    <\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n<span class=\"btn-container\" ><a href=\"https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD387N2JxsZCKo346rct2X6oksGgk0G9KDJQenA2LEXKLuXsUAgyalFZnecXQMBTewbYaWmo1ddfy0R_2Gujj3kEVXMDFVnDGz4tJ_q2WVhuV\" class=\"custom-link btn border-width-0 btn-heloc btn-accent btn-round btn-shadow btn-icon-left\" title=\"El enlace se abrir\u00e1 en una nueva pesta\u00f1a.\" target=\"_blank\" onclick=\"amplitude.getInstance().logEvent(&#039;Membership App - Early Pay Page&#039;);\"><i class=\"fa fa-wpforms\"><\/i>Abrir cuenta<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 col-sm-clear single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-lxmt-bg vc_custom_1696620026350 row-container onepage-section\" data-label=\"more\" data-name=\"more\" style=\"padding-top: 20px ;\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- CD Benefits Feature Cards -->\n<div class=\"cd-cards-module\">\n    <h2 class=\"cd-cards-title\">Beneficios del CD<\/h2>\n    \n    <div class=\"cd-cards-grid\" id=\"cd-feature-cards-grid\">\n        <div class=\"cd-loading-container\" id=\"cd-cards-loading-state\">\n            <div class=\"cd-loading-spinner\"><\/div>\n            <p>Cargando funciones...<\/p>\n        <\/div>\n        <!-- Cards will be dynamically inserted here -->\n    <\/div>\n<\/div>\n\n<style>\n    .cd-cards-module {\n        font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Helvetica Neue\", Arial, sans-serif;\n        margin: 2rem auto;\n        padding: 0;\n        --cd-primary-color: #00475f;\n        --cd-primary-dark: #003a4f;\n        --cd-primary-light: #e6f1f5;\n        --cd-accent-color: #eaaf00;\n        --cd-text-dark: #333333;\n        --cd-text-light: #666666;\n        --cd-border-color: #e2e8f0;\n        --cd-bg-light: #f8fafc;\n        --cd-shadow-md: 0 4px 6px rgba(0, 0, 0, 0.07);\n        --cd-shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.05);\n        --cd-radius: 8px;\n    }\n    \n    .cd-cards-module .cd-cards-title {\n        font-size: 1.75rem;\n        font-weight: 600;\n        color: var(--cd-primary-color);\n        margin-bottom: 1.5rem;\n        text-align: center;\n    }\n    \n    .cd-cards-module .cd-cards-grid {\n        display: grid;\n        grid-template-columns: 1fr;\n        gap: 1.5rem;\n        max-width: 100%;\n        margin: 0 auto;\n    }\n    \n    .cd-cards-module .cd-feature-card {\n        display: flex;\n        flex-direction: column;\n        padding: 2rem;\n        background-color: white;\n        border-radius: var(--cd-radius);\n        border: 1px solid var(--cd-border-color);\n        box-shadow: var(--cd-shadow-sm);\n        transition: box-shadow 0.3s ease, transform 0.3s ease;\n        position: relative;\n        overflow: hidden;\n    }\n    \n    .cd-cards-module .cd-feature-card::before {\n        content: \"\";\n        position: absolute;\n        top: 0;\n        left: 0;\n        right: 0;\n        height: 4px;\n        background: linear-gradient(90deg, var(--cd-primary-color), var(--cd-accent-color));\n        transform: scaleX(0);\n        transition: transform 0.3s ease;\n    }\n    \n    .cd-cards-module .cd-feature-card:hover {\n        box-shadow: var(--cd-shadow-md);\n        transform: translateY(-4px);\n    }\n    \n    .cd-cards-module .cd-feature-card:hover::before {\n        transform: scaleX(1);\n    }\n    \n    .cd-cards-module .cd-feature-header {\n        display: flex;\n        align-items: center;\n        gap: 1rem;\n        margin-bottom: 1rem;\n    }\n    \n    .cd-cards-module .cd-icon-container {\n        padding: 0.875rem;\n        background: linear-gradient(135deg, var(--cd-primary-light), #fff);\n        border-radius: var(--cd-radius);\n        border: 2px solid var(--cd-primary-color);\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        min-width: 56px;\n        min-height: 56px;\n    }\n    \n    .cd-cards-module .cd-icon-container i {\n        color: var(--cd-primary-color);\n        font-size: 1.5rem;\n    }\n    \n    .cd-cards-module .cd-feature-title {\n        font-weight: 700;\n        color: var(--cd-primary-color);\n        font-size: 1.25rem;\n        margin: 0;\n        line-height: 1.3;\n    }\n    \n    .cd-cards-module .cd-feature-description {\n        color: var(--cd-text-light);\n        font-size: 1rem;\n        margin: 0;\n        line-height: 1.6;\n    }\n    \n    .cd-cards-module .cd-rate-highlight {\n        color: var(--cd-accent-color);\n        font-weight: 700;\n        font-size: 1.1em;\n    }\n    \n    .cd-cards-module .cd-premium-badge {\n        background: linear-gradient(135deg, var(--cd-accent-color), var(--cd-accent-color));\n        color: var(--cd-primary-dark);\n        font-size: 0.7rem;\n        font-weight: 700;\n        padding: 4px 10px;\n        border-radius: 100px;\n        display: inline-block;\n        margin-left: 8px;\n        text-transform: uppercase;\n        letter-spacing: 0.5px;\n        vertical-align: middle;\n    }\n    \n    .cd-cards-module .cd-loading-container {\n        display: flex;\n        justify-content: center;\n        align-items: center;\n        padding: 40px;\n        color: var(--cd-text-light);\n        grid-column: 1 \/ -1;\n    }\n    \n    .cd-cards-module .cd-loading-spinner {\n        border: 4px solid rgba(0, 0, 0, 0.1);\n        border-left-color: var(--cd-primary-color);\n        border-radius: 50%;\n        width: 30px;\n        height: 30px;\n        animation: cd-spin 1s linear infinite;\n        margin-right: 12px;\n    }\n    \n    @keyframes cd-spin {\n        to { transform: rotate(360deg); }\n    }\n    \n    @media screen and (max-width: 768px) {\n        .cd-cards-module .cd-cards-grid {\n            grid-template-columns: 1fr;\n        }\n        \n        .cd-cards-module .cd-cards-title {\n            font-size: 1.5rem;\n        }\n        \n        .cd-cards-module .cd-feature-card {\n            padding: 1.5rem;\n        }\n    }\n    \n    @media screen and (min-width: 768px) {\n        .cd-cards-module .cd-cards-grid {\n            grid-template-columns: repeat(3, 1fr);\n        }\n    }\n<\/style>\n\n<script>\n    document.addEventListener('DOMContentLoaded', function() {\n        (function() {\n            \/\/ Feature card data structure with placeholders for dynamic values\n            const featureCardsData = [\n                {\n                    icon: \"fa-chart-line\",\n                    title: \"Competitive Returns\",\n                    description: \"Earn up to {highRate}% APY \u2013 some of the highest savings rates on CDs in South Florida.\",\n                    highlight: true\n                },\n                {\n                    icon: \"fa-piggy-bank\",\n                    title: \"High Savings\",\n                    description: \"Don't just let your money sit in a regular savings account. Make it work for YOU and earn YOU money.\"\n                },\n                {\n                    icon: \"fa-shield-alt\",\n                    title: \"Safe Investment\",\n                    description: \"The perfect investment during turbulent times. Your deposits are federally insured by NCUA up to $250,000.\"\n                }\n            ];\n            \n            function createFeatureCards(ratesData) {\n                const container = document.getElementById('cd-feature-cards-grid');\n                if (!container) return;\n                \n                \/\/ Remove loading state\n                const loadingElement = document.getElementById('cd-cards-loading-state');\n                if (loadingElement) {\n                    loadingElement.style.display = 'none';\n                }\n                \n                \/\/ Get rate data if available - default to 6 month PSM rate\n                let highRate = '3.75';\n                \n                if (ratesData && ratesData.certificateProducts && ratesData.certificateProducts.length > 0) {\n                    \/\/ Find the 6 month PSM CD product\n                    const cd6MonthPSM = ratesData.certificateProducts.find(product => \n                        product.category === 'PSM' && \n                        product.name.includes('6 months') &&\n                        product.name.includes('PSM')\n                    );\n                    \n                    if (cd6MonthPSM) {\n                        highRate = cd6MonthPSM.apy;\n                    }\n                }\n                \n                \/\/ Create each feature card\n                featureCardsData.forEach(feature => {\n                    \/\/ Replace placeholders in the description\n                    const description = feature.description\n                        .replace('{highRate}', highRate);\n                    \n                    \/\/ Create card element\n                    const card = document.createElement('div');\n                    card.className = 'cd-feature-card';\n                    \n                    \/\/ Create card header\n                    const header = document.createElement('div');\n                    header.className = 'cd-feature-header';\n                    \n                    \/\/ Create icon container\n                    const iconContainer = document.createElement('div');\n                    iconContainer.className = 'cd-icon-container';\n                    \n                    \/\/ Create icon\n                    const icon = document.createElement('i');\n                    icon.className = `fas ${feature.icon}`;\n                    iconContainer.appendChild(icon);\n                    \n                    \/\/ Create title\n                    const title = document.createElement('h3');\n                    title.className = 'cd-feature-title';\n                    title.textContent = feature.title;\n                    \n                    \/\/ Add premium badge to competitive returns card\n                    if (feature.highlight) {\n                        const badge = document.createElement('span');\n                        badge.className = 'cd-premium-badge';\n                        badge.textContent = 'Best Rate';\n                        title.appendChild(badge);\n                    }\n                    \n                    \/\/ Assemble header\n                    header.appendChild(iconContainer);\n                    header.appendChild(title);\n                    \n                    \/\/ Create description\n                    const desc = document.createElement('p');\n                    desc.className = 'cd-feature-description';\n                    \n                    \/\/ If this is the competitive returns card, highlight the rate\n                    if (feature.title === 'Competitive Returns') {\n                        const parts = description.split(\/(\\d+\\.\\d+% APY)\/g);\n                        \n                        parts.forEach(part => {\n                            if (part.match(\/\\d+\\.\\d+% APY\/)) {\n                                const span = document.createElement('span');\n                                span.className = 'cd-rate-highlight';\n                                span.textContent = part;\n                                desc.appendChild(span);\n                            } else {\n                                desc.appendChild(document.createTextNode(part));\n                            }\n                        });\n                    } else {\n                        desc.textContent = description;\n                    }\n                    \n                    \/\/ Assemble card\n                    card.appendChild(header);\n                    card.appendChild(desc);\n                    \n                    \/\/ Add to container\n                    container.appendChild(card);\n                });\n            }\n            \n            function loadRates() {\n                \/\/ Check if rates data already exists (from rates.js)\n                if (window.ratesData) {\n                    createFeatureCards(window.ratesData);\n                } else {\n                    \/\/ Load rates.js file with timestamp to prevent caching\n                    const script = document.createElement('script');\n                    script.src = 'https:\/\/www.bscu.org\/rates.js?v=' + Date.now();\n                    script.onload = function() {\n                        if (window.ratesData) {\n                            createFeatureCards(window.ratesData);\n                        } else {\n                            console.warn('Rates data not found in loaded file.');\n                            \/\/ Still create components with default data\n                            createFeatureCards(null);\n                        }\n                    };\n                    script.onerror = function() {\n                        console.warn('Failed to load rates data.');\n                        \/\/ Still create components with default data\n                        createFeatureCards(null);\n                    };\n                    document.head.appendChild(script);\n                }\n            }\n            \n            \/\/ Start the loading process\n            loadRates();\n        })();\n    });\n\n    \/\/ If already loaded, run immediately\n    if (document.readyState === 'complete' || document.readyState === 'interactive') {\n        const event = new Event('DOMContentLoaded');\n        document.dispatchEvent(event);\n    }\n<\/script>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-772071-bg vc_custom_1694625999125 row-container onepage-section\" data-label=\"more\" data-name=\"more\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-2\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- Disclaimer Section -->\n<div id=\"cd-6month-disclaimer-section\" style=\"margin-top: 20px;\">\n    <p style=\"font-size: .85em; text-align: justify;\">\n        <span style=\"color: #ffffff;\">* TAE = Rendimiento porcentual anual. Tasa = Tasa de dividendos. Las tasas mostradas son nuestras mejores tasas; son correctas a la fecha de entrada en vigor.<span id=\"cd-6month-disclaimer-date\">00\/00\/00<\/span>) que se muestran est\u00e1n sujetas a cambios o cancelaci\u00f3n sin previo aviso. Las tarifas reflejadas corresponden a las de los Socios Platinum Star. Sus tarifas reales pueden variar seg\u00fan diversos factores, como el nivel de membres\u00eda y la duraci\u00f3n del certificado. Las comisiones podr\u00edan reducir las ganancias de una cuenta y se podr\u00eda aplicar una penalizaci\u00f3n por retiros anticipados. Consulte con un representante de BrightStar Credit Union para obtener m\u00e1s informaci\u00f3n. Se aplican t\u00e9rminos y condiciones. Se requiere ser miembro. M\u00ednimo de $500.00 en el Certificado de Dep\u00f3sito. Asegurado federalmente por la NCUA.<\/span>\n    <\/p>\n<\/div>\n\n<!-- CSS -->\n<style>\n.cd-promo {\n    color: #ffffff;\n    padding-bottom: 10px;\n    text-align: left;\n}\n.cd-promo .promo-text {\n    max-width: 600px;\n    margin: 0 auto;\n}\n.cd-promo .top-section {\n    display: flex;\n    flex-direction: column;\n    align-items: flex-start;\n}\n.cd-promo .headline {\n    font-size: 2.5rem;\n}\n.cd-promo .rate-container {\n    display: flex;\n    align-items: flex-start;\n    justify-content: center;\n}\n.cd-promo .rate {\n    font-size: 7rem;\n    font-weight: bold;\n    line-height: 1;\n}\n.cd-promo .percentage-apy {\n    display: flex;\n    flex-direction: column;\n    align-items: center;\n    margin-left: 5px;\n    margin-top: 10px;\n}\n.cd-promo .percent {\n    font-size: 4rem;\n    line-height: 1;\n}\n.cd-promo .apy {\n    font-size: 2.5rem;\n    font-weight: bold;\n    line-height: 1;\n}\n.cd-promo .cd-duration {\n    font-size: 2.0rem;\n    margin-top: 20px;\n}\n<\/style>\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- JavaScript for Dynamic Rate Loading -->\n<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n    (function() {\n        function updateCD6MonthPromo(ratesData) {\n            \/\/ Default values\n            let cdApy = '3.75';\n            \n            \/\/ Generate today's date in MM\/DD\/YY format\n            const today = new Date();\n            const month = String(today.getMonth() + 1).padStart(2, '0');\n            const day = String(today.getDate()).padStart(2, '0');\n            const year = String(today.getFullYear()).slice(-2);\n            const effectiveDate = month + '\/' + day + '\/' + year;\n            \n            if (ratesData) {\n                \/\/ Find the 6 month PSM CD product\n                if (ratesData.certificateProducts && ratesData.certificateProducts.length > 0) {\n                    const cd6MonthPSM = ratesData.certificateProducts.find(product => \n                        product.category === 'PSM' && \n                        product.name.includes('6 months') &&\n                        product.name.includes('PSM')\n                    );\n                    \n                    if (cd6MonthPSM) {\n                        cdApy = cd6MonthPSM.apy;\n                    }\n                }\n            }\n            \n            \/\/ Update the promo rate\n            const rateElement = document.getElementById('cd-6month-promo-rate');\n            if (rateElement) {\n                rateElement.textContent = cdApy;\n            }\n            \n            \/\/ Update the disclaimer date\n            const dateElement = document.getElementById('cd-6month-disclaimer-date');\n            if (dateElement) {\n                dateElement.textContent = effectiveDate;\n            }\n        }\n        \n        function loadRates() {\n            \/\/ Check if rates data already exists (from rates.js)\n            if (window.ratesData) {\n                updateCD6MonthPromo(window.ratesData);\n            } else {\n                \/\/ Load rates.js file with timestamp to prevent caching\n                const script = document.createElement('script');\n                script.src = 'https:\/\/www.bscu.org\/rates.js?v=' + Date.now();\n                script.onload = function() {\n                    if (window.ratesData) {\n                        updateCD6MonthPromo(window.ratesData);\n                    } else {\n                        console.warn('Rates data not found in loaded file.');\n                        \/\/ Still update with default data\n                        updateCD6MonthPromo(null);\n                    }\n                };\n                script.onerror = function() {\n                    console.warn('Failed to load rates data.');\n                    \/\/ Still update with default data\n                    updateCD6MonthPromo(null);\n                };\n                document.head.appendChild(script);\n            }\n        }\n        \n        \/\/ Start the loading process\n        loadRates();\n    })();\n});\n\n\/\/ If already loaded, run immediately\nif (document.readyState === 'complete' || document.readyState === 'interactive') {\n    const event = new Event('DOMContentLoaded');\n    document.dispatchEvent(event);\n}\n<\/script>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"GANE hasta X.XX % APY* con un CD de alto rendimiento a 6 meses Abrir cuenta Beneficios del CD Cargando caracter\u00edsticas... * [...]","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-15279","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 Month CD - BrightStar Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6 Month CD\" \/>\n<meta property=\"og:url\" content=\"https:\/\/old.mybscu.org\/es\/6-month-cd\/\" \/>\n<meta property=\"og:site_name\" content=\"BrightStar Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BrightStarCU\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-26T21:31:14+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/old.mybscu.org\/6-month-cd\/\",\"url\":\"https:\/\/old.mybscu.org\/6-month-cd\/\",\"name\":\"6 Month CD - BrightStar Credit 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