{"id":18372,"date":"2026-02-11T16:01:12","date_gmt":"2026-02-11T21:01:12","guid":{"rendered":"https:\/\/old.mybscu.org\/?page_id=18372"},"modified":"2026-02-11T16:03:21","modified_gmt":"2026-02-11T21:03:21","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/old.mybscu.org\/es\/terms-and-conditions\/","title":{"rendered":"T\u00e9rminos y condiciones"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<style>\n  .bscu-tc-wrap {\n    max-width: 820px;\n    margin: 0 auto;\n    padding: 40px 20px 60px;\n    color: #2c2c2c;\n    line-height: 1.8;\n  }\n  .bscu-tc-breadcrumb {\n    font-size: 13px;\n    color: #888;\n    margin-bottom: 24px;\n  }\n  .bscu-tc-breadcrumb a {\n    color: #00475f;\n    text-decoration: none;\n  }\n  .bscu-tc-breadcrumb a:hover {\n    text-decoration: underline;\n  }\n  .bscu-tc-wrap h1.bscu-tc-title {\n    font-size: 30px;\n    font-weight: 700;\n    color: #1a1a2e;\n    margin-bottom: 6px;\n    border-bottom: 3px solid #00475f;\n    padding-bottom: 14px;\n  }\n  .bscu-tc-date {\n    font-size: 14px;\n    color: #777;\n    margin-bottom: 30px;\n    font-style: italic;\n  }\n  .bscu-tc-wrap h2 {\n    font-size: 20px;\n    font-weight: 600;\n    color: #00475f;\n    margin: 32px 0 12px 0;\n  }\n  .bscu-tc-wrap p {\n    font-size: 15px;\n    margin: 0 0 16px 0;\n  }\n  .bscu-tc-wrap ul {\n    margin: 0 0 16px 20px;\n    padding: 0;\n  }\n  .bscu-tc-wrap ul li {\n    font-size: 15px;\n    margin-bottom: 8px;\n  }\n  .bscu-tc-wrap a {\n    color: #00475f;\n    text-decoration: none;\n  }\n  .bscu-tc-wrap a:hover {\n    text-decoration: underline;\n  }\n  .bscu-tc-back {\n    display: inline-block;\n    margin-top: 36px;\n    padding: 10px 22px;\n    background: #00475f;\n    color: #fff !important;\n    border-radius: 6px;\n    font-size: 14px;\n    font-weight: 500;\n    text-decoration: none !important;\n    transition: background 0.2s ease;\n  }\n  .bscu-tc-back:hover {\n    background: #003548;\n    color: #fff !important;\n    text-decoration: none !important;\n  }\n<\/style>\n\n<div class=\"bscu-tc-wrap\">\n\n  <div class=\"bscu-tc-breadcrumb\">\n    <a href=\"\/es\/disclosures\/\">Divulgaciones legales<\/a> \u203a T\u00e9rminos y condiciones\n  <\/div>\n\n  <h1 class=\"bscu-tc-title\">T\u00e9rminos y condiciones<\/h1>\n  <p class=\"bscu-tc-date\">Fecha de entrada en vigor: 10 de febrero de 2026<\/p>\n\n  <p>Bienvenido al sitio web de BrightStar Credit Union. Al acceder o utilizar este sitio web, usted acepta estos T\u00e9rminos y Condiciones. Si no los acepta, le rogamos que no utilice este sitio web.<\/p>\n\n  <h2>Uso del sitio web<\/h2>\n  <p>Este sitio web se proporciona \u00fanicamente con fines informativos y de servicio. Usted acepta utilizar este sitio de forma legal y de conformidad con estos T\u00e9rminos y Condiciones.<\/p>\n  <p>No puedes:<\/p>\n  <ul>\n    <li>Utilizar el sitio web para cualquier prop\u00f3sito ilegal o fraudulento<\/li>\n    <li>Intentar obtener acceso no autorizado a sistemas o datos<\/li>\n    <li>Copiar, modificar, distribuir o explotar contenido sin autorizaci\u00f3n<\/li>\n  <\/ul>\n\n  <h2>Membres\u00eda y acceso a la cuenta<\/h2>\n  <p>Ciertos servicios y contenidos de este sitio web est\u00e1n disponibles exclusivamente para los socios de BrightStar Credit Union. El acceso a la banca en l\u00ednea y a los servicios relacionados con la cuenta se rige por acuerdos, divulgaciones y pol\u00edticas independientes que se proporcionan al abrir o registrar la cuenta.<\/p>\n  <p>En caso de conflicto, dichos acuerdos regir\u00e1n estos T\u00e9rminos y Condiciones del sitio web.<\/p>\n\n  <h2>Exactitud de la informaci\u00f3n<\/h2>\n  <p>Nos esforzamos por garantizar que la informaci\u00f3n de este sitio web sea precisa y est\u00e9 actualizada. Sin embargo, BrightStar Credit Union no garantiza la integridad, exactitud ni actualidad de la informaci\u00f3n proporcionada.<\/p>\n  <p>Las tarifas, los t\u00e9rminos y las caracter\u00edsticas del producto est\u00e1n sujetos a cambios sin previo aviso y pueden no reflejar las ofertas m\u00e1s actuales.<\/p>\n\n  <h2>Propiedad intelectual<\/h2>\n  <p>Todo el contenido de este sitio web, incluidos textos, gr\u00e1ficos, logotipos, \u00edconos, im\u00e1genes y software, es propiedad de BrightStar Credit Union o sus licenciantes y est\u00e1 protegido por derechos de autor, marcas registradas y otras leyes de propiedad intelectual.<\/p>\n  <p>El uso de las marcas comerciales o el contenido de BrightStar Credit Union sin consentimiento previo por escrito est\u00e1 estrictamente prohibido.<\/p>\n\n  <h2>Enlaces de terceros<\/h2>\n  <p>Este sitio web puede contener enlaces a sitios web de terceros para su comodidad. BrightStar Credit Union no controla, avala ni asume responsabilidad alguna por el contenido, las pr\u00e1cticas de privacidad ni la disponibilidad de dichos sitios.<\/p>\n  <p>El acceso a sitios web de terceros se realiza bajo su propio riesgo.<\/p>\n\n  <h2>Descargo de responsabilidad de garant\u00edas<\/h2>\n  <p>Este sitio web se proporciona &quot;tal cual&quot; y &quot;seg\u00fan disponibilidad&quot;. BrightStar Credit Union no ofrece garant\u00edas, expresas ni impl\u00edcitas, sobre el funcionamiento, la disponibilidad ni el contenido del sitio web.<\/p>\n  <p>Renunciamos a todas las garant\u00edas en la m\u00e1xima medida permitida por la ley, incluidas las garant\u00edas impl\u00edcitas de comerciabilidad e idoneidad para un prop\u00f3sito particular.<\/p>\n\n  <h2>Limitaci\u00f3n de responsabilidad<\/h2>\n  <p>En la medida m\u00e1xima permitida por la ley, BrightStar Credit Union no ser\u00e1 responsable de ning\u00fan da\u00f1o directo, indirecto, incidental, consecuente o especial que surja o est\u00e9 relacionado con su uso o imposibilidad de usar este sitio web.<\/p>\n\n  <h2>Privacidad<\/h2>\n  <p>Su uso de este sitio web tambi\u00e9n se rige por nuestras <a href=\"\/es\/online-privacy-policy\/\">Pol\u00edtica de privacidad en l\u00ednea<\/a>, que explica c\u00f3mo recopilamos, usamos y protegemos su informaci\u00f3n cuando interact\u00faa con nosotros en l\u00ednea. Para obtener informaci\u00f3n sobre c\u00f3mo BrightStar Credit Union maneja su informaci\u00f3n personal no p\u00fablica en general, consulte nuestra <a href=\"\/es\/privacy-notice\/\">Aviso de privacidad<\/a>.<\/p>\n\n  <h2>Cambios a estos T\u00e9rminos<\/h2>\n  <p>BrightStar Credit Union se reserva el derecho de modificar estos T\u00e9rminos y Condiciones en cualquier momento. Los cambios entrar\u00e1n en vigor al publicarse en este sitio web. El uso continuado del sitio web implica la aceptaci\u00f3n de los t\u00e9rminos actualizados.<\/p>\n\n  <h2>Ley aplicable<\/h2>\n  <p>Estos T\u00e9rminos y Condiciones se rigen e interpretan de conformidad con las leyes federales aplicables y las leyes del estado en el que opera BrightStar Credit Union, sin tener en cuenta los principios de conflicto de leyes.<\/p>\n\n  <a href=\"\/es\/disclosures\/\" class=\"bscu-tc-back\"><i class=\"fa fa-arrow-left\"><\/i> &nbsp;Volver a Avisos legales<\/a>\n\n<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Legal Disclosures &rsaquo; Terms &amp; Conditions Terms &amp; Conditions Effective Date: Feb, 10th 2026 Welcome to the BrightStar Credit Union [...]","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18372","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Terms &amp; 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