{"id":5720,"date":"2018-08-21T08:33:02","date_gmt":"2018-08-21T12:33:02","guid":{"rendered":"https:\/\/old.mybscu.org\/?page_id=5720"},"modified":"2025-11-20T13:53:44","modified_gmt":"2025-11-20T18:53:44","slug":"balancetransfer","status":"publish","type":"page","link":"https:\/\/old.mybscu.org\/es\/balancetransfer\/","title":{"rendered":"Transferencia de saldo"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row vc_custom_1751295051220 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/old.mybscu.org\/wp-content\/uploads\/2025\/06\/skip394.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-overlay_color-987240-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1742825013056 no-block-padding\" style=\"padding-top: 100px ;padding-bottom: 100px ;\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2 font-weight-700 text-color-xsdn-color\" ><span>Transferencia de saldo<\/span><\/h2><div><p>Gestione sus deudas de forma m\u00e1s inteligente, no m\u00e1s dif\u00edcil. Transfiera sus saldos a una tarjeta de cr\u00e9dito BrightStar.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-lxmt-bg vc_custom_1614289851008 row-container\" style=\"padding-top: 30px ;padding-bottom: 30px ;\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">\u00bfSigues pagando intereses altos en otras tarjetas de cr\u00e9dito? Transfiere tus saldos a una tarjeta de cr\u00e9dito de BrightStar Credit Union y toma el control con una sola tarjeta de baja tasa, menos pagos y una forma m\u00e1s inteligente de administrar tus deudas.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-2\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- BrightStar Balance Transfer Section -->\n<div class=\"bscu-balance-transfer-container\">\n    <div class=\"bscu-bt-inner-wrapper\">\n        <h2 class=\"bscu-bt-heading\">\u00bfPor qu\u00e9 transferir su saldo a BrightStar?<\/h2>\n        \n        <div class=\"bscu-bt-benefits-grid\">\n            <div class=\"bscu-bt-benefit-item\">\n                <div class=\"bscu-bt-icon-wrapper\">\n                    <i class=\"fas fa-piggy-bank\"><\/i>\n                <\/div>\n                <h3 class=\"bscu-bt-benefit-title\">Ahorra dinero en intereses<\/h3>\n                <p class=\"bscu-bt-benefit-desc\">Disfrute de tasas m\u00e1s bajas que la mayor\u00eda de las principales tarjetas de cr\u00e9dito.<\/p>\n            <\/div>\n            \n            <div class=\"bscu-bt-benefit-item\">\n                <div class=\"bscu-bt-icon-wrapper\">\n                    <i class=\"fas fa-file-invoice-dollar\"><\/i>\n                <\/div>\n                <h3 class=\"bscu-bt-benefit-title\">Un \u00fanico pago<\/h3>\n                <p class=\"bscu-bt-benefit-desc\">Consolide los saldos de varias tarjetas en un \u00fanico pago mensual sencillo.<\/p>\n            <\/div>\n            \n            <div class=\"bscu-bt-benefit-item\">\n                <div class=\"bscu-bt-icon-wrapper\">\n                    <i class=\"fas fa-shield-alt\"><\/i>\n                <\/div>\n                <h3 class=\"bscu-bt-benefit-title\">Sin cargos ocultos<\/h3>\n                <p class=\"bscu-bt-benefit-desc\">Condiciones transparentes y sin sorpresas.<\/p>\n            <\/div>\n            \n            <div class=\"bscu-bt-benefit-item\">\n                <div class=\"bscu-bt-icon-wrapper\">\n                    <i class=\"fas fa-chart-line\"><\/i>\n                <\/div>\n                <h3 class=\"bscu-bt-benefit-title\">Pago de deudas m\u00e1s r\u00e1pido<\/h3>\n                <p class=\"bscu-bt-benefit-desc\">Una mayor parte de su pago se destina al capital, no a los intereses.<\/p>\n            <\/div>\n            \n            <div class=\"bscu-bt-benefit-item\">\n                <div class=\"bscu-bt-icon-wrapper\">\n                    <i class=\"fas fa-mouse-pointer\"><\/i>\n                <\/div>\n                <h3 class=\"bscu-bt-benefit-title\">Proceso sin estr\u00e9s<\/h3>\n                <p class=\"bscu-bt-benefit-desc\">R\u00e1pido, c\u00f3modo y se puede solicitar completamente en l\u00ednea.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<style>\n\/* BrightStar Balance Transfer Section Styles *\/\n.bscu-balance-transfer-container {\n    padding: 60px 20px;\n}\n\n.bscu-bt-inner-wrapper {\n    max-width: 1200px;\n    margin: 0 auto;\n}\n\n.bscu-bt-heading {\n    font-size: 2.5rem !important;\n    font-weight: 700;\n    color: #00475f;\n    text-align: center;\n    margin-bottom: 50px;\n    line-height: 1.2;\n}\n\n.bscu-bt-benefits-grid {\n    display: grid;\n    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));\n    gap: 30px;\n}\n\n.bscu-bt-benefit-item {\n    background: #ffffff;\n    padding: 35px 25px;\n    border-radius: 8px;\n    text-align: center;\n    transition: transform 0.3s ease, box-shadow 0.3s ease;\n    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.08);\n}\n\n.bscu-bt-benefit-item:hover {\n    transform: translateY(-5px);\n    box-shadow: 0 8px 20px rgba(0, 71, 95, 0.15);\n}\n\n.bscu-bt-icon-wrapper {\n    width: 70px;\n    height: 70px;\n    background-color: #00475f;\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    margin: 0 auto 20px;\n    transition: background-color 0.3s ease;\n}\n\n.bscu-bt-benefit-item:hover .bscu-bt-icon-wrapper {\n    background-color: #003547;\n}\n\n.bscu-bt-icon-wrapper i {\n    font-size: 28px;\n    color: #ffffff;\n}\n\n.bscu-bt-benefit-title {\n    font-size: 1.25rem !important;\n    font-weight: 600;\n    color: #00475f;\n    margin-bottom: 12px;\n    line-height: 1.3;\n}\n\n.bscu-bt-benefit-desc {\n    font-size: 1rem !important;\n    color: #666666;\n    line-height: 1.6;\n    margin: 0;\n}\n\n\/* Responsive Design *\/\n@media (max-width: 768px) {\n    .bscu-balance-transfer-container {\n        padding: 40px 15px;\n    }\n    \n    .bscu-bt-heading {\n        font-size: 2rem !important;\n        margin-bottom: 35px;\n    }\n    \n    .bscu-bt-benefits-grid {\n        grid-template-columns: 1fr;\n        gap: 20px;\n    }\n    \n    .bscu-bt-benefit-item {\n        padding: 30px 20px;\n    }\n}\n\n@media (max-width: 480px) {\n    .bscu-bt-heading {\n        font-size: 1.75rem !important;\n    }\n    \n    .bscu-bt-icon-wrapper {\n        width: 60px;\n        height: 60px;\n    }\n    \n    .bscu-bt-icon-wrapper i {\n        font-size: 24px;\n    }\n    \n    .bscu-bt-benefit-title {\n        font-size: 1.1rem !important;\n    }\n}\n<\/style>\n\n<!-- FontAwesome CDN (add this to your header if not already included) -->\n<!-- <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\"> -->\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-lxmt-bg row-container\" id=\"row-unique-3\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- BrightStar Credit Card CTA Section - Simple & Reliable -->\n<div class=\"bscu-cta-section\">\n    <div class=\"bscu-cta-container\">\n        <!-- Left Side - Carousel -->\n        <div class=\"bscu-carousel-wrapper\">\n            <div class=\"bscu-carousel\">\n                <div class=\"bscu-carousel-inner\" id=\"bscuCarouselTrack\">\n                    <div class=\"bscu-carousel-item bscu-active\">\n                        <img decoding=\"async\" src=\"https:\/\/www.bscu.org\/wp-content\/uploads\/2024\/06\/vpcrcc24.png\" alt=\"BrightStar Credit Card\">\n                    <\/div>\n                    <div class=\"bscu-carousel-item\">\n                        <img decoding=\"async\" src=\"https:\/\/www.bscu.org\/wp-content\/uploads\/2024\/06\/vpccc24-1.png\" alt=\"BrightStar Credit Card\">\n                    <\/div>\n                    <div class=\"bscu-carousel-item\">\n                        <img decoding=\"async\" src=\"https:\/\/www.bscu.org\/wp-content\/uploads\/2024\/06\/vpedcc24-1.png\" alt=\"BrightStar Credit Card\">\n                    <\/div>\n                    <div class=\"bscu-carousel-item\">\n                        <img decoding=\"async\" src=\"https:\/\/www.bscu.org\/wp-content\/uploads\/2024\/06\/beccc24.png\" alt=\"BrightStar Credit Card\">\n                    <\/div>\n                <\/div>\n            <\/div>\n            \n            <div class=\"bscu-carousel-controls\">\n                <button class=\"bscu-carousel-btn\" id=\"bscuPrevBtn\">\n                    <i class=\"fas fa-chevron-left\"><\/i>\n                <\/button>\n                <div class=\"bscu-carousel-indicators\" id=\"bscuIndicators\"><\/div>\n                <button class=\"bscu-carousel-btn\" id=\"bscuNextBtn\">\n                    <i class=\"fas fa-chevron-right\"><\/i>\n                <\/button>\n            <\/div>\n        <\/div>\n        \n        <!-- Right Side - Content -->\n        <div class=\"bscu-content-wrapper\">\n            <h2 class=\"bscu-title\">\u00bfNo tienes una tarjeta de cr\u00e9dito BrightStar?<\/h2>\n            <p class=\"bscu-description\">\u00a1Solicita tu plaza ahora y empieza a ahorrar hoy mismo!.<\/p>\n            <a href=\"\/es\/creditcards\/\" class=\"bscu-cta-btn\">\n                Solicita una tarjeta de cr\u00e9dito BrightStar\n                <i class=\"fas fa-arrow-right\"><\/i>\n            <\/a>\n        <\/div>\n    <\/div>\n<\/div>\n\n<style>\n.bscu-cta-section {\n    padding: 80px 20px;\n}\n\n.bscu-cta-container {\n    max-width: 1200px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 60px;\n    align-items: center;\n}\n\n\/* Carousel *\/\n.bscu-carousel-wrapper {\n    width: 100%;\n    max-width: 500px;\n    margin: 0 auto;\n}\n\n.bscu-carousel {\n    position: relative;\n    width: 100%;\n    overflow: hidden;\n    border-radius: 12px;\n}\n\n.bscu-carousel-inner {\n    position: relative;\n    width: 100%;\n    height: 0;\n    padding-bottom: 63%;\n}\n\n.bscu-carousel-item {\n    position: absolute;\n    top: 0;\n    left: 0;\n    width: 100%;\n    height: 100%;\n    opacity: 0;\n    transition: opacity 0.6s ease-in-out;\n    pointer-events: none;\n}\n\n.bscu-carousel-item.bscu-active {\n    opacity: 1;\n    pointer-events: auto;\n}\n\n.bscu-carousel-item img {\n    width: 100%;\n    height: 100%;\n    object-fit: contain;\n    border-radius: 12px;\n}\n\n\/* Controls *\/\n.bscu-carousel-controls {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    gap: 20px;\n    margin-top: 30px;\n}\n\n.bscu-carousel-btn {\n    background-color: #00475f;\n    color: #ffffff !important;\n    border: none;\n    width: 45px;\n    height: 45px;\n    border-radius: 50%;\n    cursor: pointer;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    transition: all 0.3s ease;\n}\n\n.bscu-carousel-btn:hover {\n    background-color: #003547;\n    transform: scale(1.1);\n}\n\n.bscu-carousel-btn i {\n    font-size: 16px;\n}\n\n\/* Indicators *\/\n.bscu-carousel-indicators {\n    display: flex;\n    gap: 10px;\n}\n\n.bscu-indicator {\n    width: 10px;\n    height: 10px;\n    border-radius: 50%;\n    background-color: #c0c0c0;\n    cursor: pointer;\n    transition: all 0.3s ease;\n}\n\n.bscu-indicator.bscu-active {\n    background-color: #00475f;\n    width: 32px;\n    border-radius: 5px;\n}\n\n\/* Content *\/\n.bscu-content-wrapper {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n}\n\n.bscu-title {\n    font-size: 2.75rem;\n    font-weight: 700;\n    color: #1a1a1a;\n    margin-bottom: 20px;\n    line-height: 1.2;\n}\n\n.bscu-description {\n    font-size: 1.35rem;\n    color: #666666;\n    margin-bottom: 35px;\n    line-height: 1.6;\n}\n\n.bscu-cta-btn {\n    display: inline-flex;\n    align-items: center;\n    gap: 12px;\n    background-color: #00475f;\n    color: #ffffff !important;\n    padding: 18px 40px;\n    font-size: 1.1rem;\n    font-weight: 600;\n    text-decoration: none;\n    border-radius: 50px;\n    transition: all 0.3s ease;\n    align-self: flex-start;\n}\n\n.bscu-cta-btn:hover {\n    background-color: #003547;\n    transform: translateY(-2px);\n    text-decoration: none;\n    color: #ffffff;\n}\n\n.bscu-cta-btn i {\n    font-size: 1rem;\n    transition: transform 0.3s ease;\n}\n\n.bscu-cta-btn:hover i {\n    transform: translateX(5px);\n}\n\n\/* Responsive *\/\n@media (max-width: 992px) {\n    .bscu-cta-container {\n        gap: 40px;\n    }\n    \n    .bscu-title {\n        font-size: 2.25rem;\n    }\n    \n    .bscu-description {\n        font-size: 1.2rem;\n    }\n}\n\n@media (max-width: 768px) {\n    .bscu-cta-section {\n        padding: 60px 20px;\n    }\n    \n    .bscu-cta-container {\n        grid-template-columns: 1fr;\n        gap: 40px;\n    }\n    \n    .bscu-content-wrapper {\n        text-align: center;\n    }\n    \n    .bscu-cta-btn {\n        align-self: center;\n    }\n    \n    .bscu-title {\n        font-size: 2rem;\n    }\n    \n    .bscu-description {\n        font-size: 1.1rem;\n    }\n}\n\n@media (max-width: 480px) {\n    .bscu-cta-section {\n        padding: 40px 15px;\n    }\n    \n    .bscu-title {\n        font-size: 1.75rem;\n    }\n    \n    .bscu-cta-btn {\n        padding: 16px 30px;\n        font-size: 1rem;\n    }\n}\n<\/style>\n\n<script>\n(function() {\n    var currentSlide = 0;\n    var slides = [];\n    var indicators = [];\n    var autoplayTimer = null;\n    \n    function init() {\n        var track = document.getElementById('bscuCarouselTrack');\n        var prevBtn = document.getElementById('bscuPrevBtn');\n        var nextBtn = document.getElementById('bscuNextBtn');\n        var indicatorsContainer = document.getElementById('bscuIndicators');\n        \n        if (!track || !prevBtn || !nextBtn || !indicatorsContainer) {\n            return;\n        }\n        \n        slides = track.querySelectorAll('.bscu-carousel-item');\n        \n        \/\/ Create indicators\n        for (var i = 0; i < slides.length; i++) {\n            var indicator = 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showSlide(index) {\n        for (var i = 0; i < slides.length; i++) {\n            slides[i].classList.remove('bscu-active');\n            indicators[i].classList.remove('bscu-active');\n        }\n        \n        slides[index].classList.add('bscu-active');\n        indicators[index].classList.add('bscu-active');\n    }\n    \n    function nextSlide() {\n        currentSlide = (currentSlide + 1) % slides.length;\n        showSlide(currentSlide);\n        resetAutoplay();\n    }\n    \n    function prevSlide() {\n        currentSlide = (currentSlide - 1 + slides.length) % slides.length;\n        showSlide(currentSlide);\n        resetAutoplay();\n    }\n    \n    function goToSlide(index) {\n        currentSlide = index;\n        showSlide(currentSlide);\n        resetAutoplay();\n    }\n    \n    function startAutoplay() {\n        autoplayTimer = setInterval(nextSlide, 4000);\n    }\n    \n    function stopAutoplay() {\n        if (autoplayTimer) {\n            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no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- BrightStar Balance Transfer Steps Section -->\n<div class=\"bscu-bt-steps-container\">\n    <div class=\"bscu-bt-steps-wrapper\">\n        <div class=\"bscu-bt-steps-header\">\n            <h2 class=\"bscu-bt-steps-title\">\u00bfYa eres titular de una tarjeta BrightStar?<\/h2>\n            <p class=\"bscu-bt-steps-subtitle\">Env\u00eda tu transferencia de saldo en pocos pasos<\/p>\n        <\/div>\n        \n        <div class=\"bscu-bt-steps-grid\">\n            <div class=\"bscu-bt-step-item\">\n                <div class=\"bscu-bt-step-number\">1<\/div>\n                <div class=\"bscu-bt-step-content\">\n                    <div class=\"bscu-bt-step-icon\">\n                        <i class=\"fas fa-sign-in-alt\"><\/i>\n                    <\/div>\n                    <p class=\"bscu-bt-step-text\">Inicie sesi\u00f3n en la Banca en L\u00ednea desde su computadora o la aplicaci\u00f3n de Banca M\u00f3vil BrightStar.<\/p>\n                <\/div>\n            <\/div>\n            \n            <div class=\"bscu-bt-step-item\">\n                <div class=\"bscu-bt-step-number\">2<\/div>\n                <div class=\"bscu-bt-step-content\">\n                    <div class=\"bscu-bt-step-icon\">\n                        <i class=\"fas fa-bars\"><\/i>\n                    <\/div>\n                    <p class=\"bscu-bt-step-text\">Desde el men\u00fa de navegaci\u00f3n, vaya a <strong>Gestionar tarjetas \u2192 Servicios de tarjetas<\/strong>.<\/p>\n                <\/div>\n            <\/div>\n            \n            <div class=\"bscu-bt-step-item\">\n                <div class=\"bscu-bt-step-number\">3<\/div>\n                <div class=\"bscu-bt-step-content\">\n                    <div class=\"bscu-bt-step-icon\">\n                        <i class=\"fas fa-credit-card\"><\/i>\n                    <\/div>\n                    <p class=\"bscu-bt-step-text\">Selecciona tu tarjeta haciendo clic en la imagen de la tarjeta o en el <strong>Gestionar tarjeta<\/strong> bot\u00f3n.<\/p>\n                <\/div>\n            <\/div>\n            \n            <div class=\"bscu-bt-step-item\">\n                <div class=\"bscu-bt-step-number\">4<\/div>\n                <div class=\"bscu-bt-step-content\">\n                    <div class=\"bscu-bt-step-icon\">\n                        <i class=\"fas fa-search\"><\/i>\n                    <\/div>\n                    <p class=\"bscu-bt-step-text\">Despl\u00e1zate hacia abajo y encuentra el <strong>Solicitar una transferencia de saldo<\/strong> secci\u00f3n.<\/p>\n                <\/div>\n            <\/div>\n            \n            <div class=\"bscu-bt-step-item\">\n                <div class=\"bscu-bt-step-number\">5<\/div>\n                <div class=\"bscu-bt-step-content\">\n                    <div class=\"bscu-bt-step-icon\">\n                        <i class=\"fas fa-check-circle\"><\/i>\n                    <\/div>\n                    <p class=\"bscu-bt-step-text\">Hacer clic <strong>Transferencia de saldo<\/strong> y complete el formulario de solicitud en l\u00ednea.<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<style>\n\/* BrightStar Balance Transfer Steps Section *\/\n.bscu-bt-steps-container {\n    padding: 80px 20px;\n    background-color: #ffffff;\n}\n\n.bscu-bt-steps-wrapper {\n    max-width: 1200px;\n    margin: 0 auto;\n}\n\n\/* Header *\/\n.bscu-bt-steps-header {\n    text-align: center;\n    margin-bottom: 60px;\n}\n\n.bscu-bt-steps-title {\n    font-size: 2.5rem;\n    font-weight: 700;\n    color: #00475f;\n    margin-bottom: 15px;\n    line-height: 1.2;\n}\n\n.bscu-bt-steps-subtitle {\n    font-size: 1.5rem;\n    color: #666666;\n    font-weight: 500;\n    margin: 0;\n}\n\n\/* Steps Grid *\/\n.bscu-bt-steps-grid {\n    display: grid;\n    grid-template-columns: 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class=\"wpb_wrapper\">\n\t\t\t<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{font-family:Arial, sans-serif;font-size:14px;padding:10px 5px;border-style:solid;border-width:1px;overflow:hidden;word-break:normal;}\n.tg th{font-family:Arial, sans-serif;font-size:14px;font-weight:normal;padding:10px 5px;border-style:solid;border-width:1px;overflow:hidden;word-break:normal;}\n.tg .tg-9hbo{font-weight:bold;vertical-align:top}\n.tg .tg-yw4l{vertical-align:top}\n<\/style>\n<table class=\"tg\" style=\"color:#000000\">\n  <tr>\n    <th class=\"tg-9hbo\" colspan=\"2\">Informaci\u00f3n sobre intereses y tarifas<\/th>\n  <\/tr>\n  <tr>\n    <td class=\"tg-yw4l\">Tasa de Porcentaje Anual (APR) para Transferencias de Saldo<\/td>\n    <td class=\"tg-yw4l\">Su TAE ser\u00e1 la TAE est\u00e1ndar variable de su tarjeta de cr\u00e9dito BrightStar. Esta TAE var\u00eda seg\u00fan el mercado y la tasa preferencial*.<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-9hbo\">Tarifa de transferencia de saldo<\/td>\n    <td class=\"tg-yw4l\">Ninguno<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-yw4l\">Pagar intereses<\/td>\n    <td class=\"tg-yw4l\">Comenzaremos a cobrar intereses sobre las transferencias de saldo en la fecha de la transacci\u00f3n.<\/td>\n  <\/tr>\n<\/table>\n\t\t<\/div>\n\t<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<p style=\"text-align: left; font-size: 14px;\"><span style=\"color: #000000;\">*La Tasa Preferencial utilizada para determinar su TAE es la tasa m\u00e1s alta publicada por el Wall Street Journal, seleccionada por la Cooperativa de Cr\u00e9dito, en el mes calendario anterior al mes en que cambie la TAE. Las transferencias y los pagos de saldo no resultar\u00e1n en el cierre de sus otras tarjetas de cr\u00e9dito\/pr\u00e9stamos. Debe notificar directamente a la instituci\u00f3n financiera para solicitar el cierre de la cuenta. NO se realizar\u00e1n transferencias que excedan su l\u00edmite de cr\u00e9dito. Cualquier saldo restante en otra instituci\u00f3n financiera despu\u00e9s de la emisi\u00f3n del cheque de transferencia de saldo ser\u00e1 su responsabilidad. Es su responsabilidad realizar los pagos m\u00ednimos de sus otras tarjetas de cr\u00e9dito\/pr\u00e9stamos hasta que se hayan transferido los saldos. Todos los pagos en exceso deben ser reembolsados por la otra instituci\u00f3n.<\/span><\/p>\n<p>\n<\/div><div class=\"uncode_text_column bb-disc\" ><\/p>\n<p style=\"text-align: center; font-size: 15px;\"><span style=\"color: #000000;\">AVISO DE PRESELECCI\u00d3N Y EXCLUSI\u00d3N VOLUNTARIA<\/span><\/p>\n<p style=\"text-align: left; font-size: 12px;\"><span style=\"color: #000000;\">Esta oferta de cr\u00e9dito preseleccionada se basa en la informaci\u00f3n de su informe crediticio, que indica que cumple con ciertos criterios. Esta oferta no est\u00e1 garantizada si no cumple con nuestros criterios, incluyendo proporcionar una propiedad aceptable como garant\u00eda. Si no desea recibir ofertas de cr\u00e9dito preseleccionadas en relaci\u00f3n con cualquier transacci\u00f3n de cr\u00e9dito que no haya iniciado usted, llame a las agencias de informes crediticios al 1-888-5-OPT-OUT o al 1-888-567-8688 o escriba a estas agencias: Equifax Options, PO Box 740123, Atlanta, GA 30374-1023; Experian Information Solutions, Inc., PO Box 919, Allen, TX 75013; y Trans Union Name Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Dile adi\u00f3s a las altas tasas de inter\u00e9s y hola a los ahorros: \u00a1transfiere el saldo de tu tarjeta de cr\u00e9dito hoy mismo! Comienza hoy mismo.<\/p>","protected":false},"author":8,"featured_media":17846,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5720","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Balance Transfer - BrightStar Credit Union<\/title>\n<meta name=\"description\" content=\"Say goodbye to high interest rates and hello to savings - transfer your credit card balance today! 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