{"id":1658,"date":"2017-01-01T18:22:49","date_gmt":"2017-01-01T18:22:49","guid":{"rendered":"https:\/\/bscu.org\/?p=1658"},"modified":"2017-02-09T20:38:27","modified_gmt":"2017-02-09T20:38:27","slug":"how-to-create-a-simple-budget","status":"publish","type":"post","link":"https:\/\/old.mybscu.org\/es\/how-to-create-a-simple-budget\/","title":{"rendered":"\u00bfC\u00f3mo crear un presupuesto simple?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><\/p>\n<figure id=\"attachment_1814\" aria-describedby=\"caption-attachment-1814\" style=\"width: 840px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-1814 size-large\" src=\"https:\/\/old.mybscu.org\/wp-content\/uploads\/2017\/01\/shutterstock_390084256-1024x683.jpg\" alt=\"Budgeting at BSCU\" width=\"840\" height=\"560\" srcset=\"https:\/\/old.mybscu.org\/wp-content\/uploads\/2017\/01\/shutterstock_390084256-1024x683.jpg 1024w, https:\/\/old.mybscu.org\/wp-content\/uploads\/2017\/01\/shutterstock_390084256-300x200.jpg 300w, https:\/\/old.mybscu.org\/wp-content\/uploads\/2017\/01\/shutterstock_390084256-768x513.jpg 768w, https:\/\/old.mybscu.org\/wp-content\/uploads\/2017\/01\/shutterstock_390084256.jpg 5467w\" sizes=\"(max-width: 840px) 100vw, 840px\" \/><figcaption id=\"caption-attachment-1814\" class=\"wp-caption-text\">\u00a1Aprenda a presupuestar sus gastos!<\/figcaption><\/figure>\n<p>Gastar con prudencia es vivir con mayor comodidad. S\u00ed, lo entendemos, odias la palabra &quot;presupuesto&quot;, da miedo y, al mismo tiempo, es abrumador. La idea de reducir algunos gastos puede parecer inimaginable. Pero no temas, presupuestar te permite ver ad\u00f3nde va tu dinero. Te da la opci\u00f3n de darte un gusto de vez en cuando sin sentirte abrumado por las deudas.<\/p>\n<p><strong>\u00bfC\u00f3mo empezar?<\/strong><\/p>\n<ol>\n<li><strong>Calcula tus ingresos y tus gastos<br \/>\n<\/strong>El primer paso es sencillo. Anota cu\u00e1nto ganas y prioriza las categor\u00edas de gastos. Incluye el alquiler o la hipoteca, los servicios p\u00fablicos, la comida, los gastos del coche y el seguro.<strong>CONSEJO:<\/strong> Aseg\u00farate de incluir en tu presupuesto la diversi\u00f3n. No deber\u00edas gastar $200 cada s\u00e1bado por la noche, pero puedes reservar $150 para divertirte entre semana. As\u00ed podr\u00e1s seguir disfrutando de tu caf\u00e9 de lujo y tu brunch con amigos.<\/li>\n<li><strong>Establezca metas realistas para su presupuesto:<\/strong> Si quieres ir de viaje para visitar a tu familia durante las vacaciones, no esperes m\u00e1s y empieza a ahorrar. Crea una cuenta separada. <strong>Cuenta de deseos <\/strong>Para prepararte para tus vacaciones. Esto te permitir\u00e1 tener autocontrol. Evitar\u00e1 gastar dinero en cosas insignificantes y podr\u00e1s disfrutar de tus vacaciones sin preocuparte por las facturas que te esperan en casa.<\/li>\n<li><strong>Sigue tu progreso: <\/strong>Crear un presupuesto solo es \u00fatil si te comprometes con \u00e9l. Llevar un registro de tus gastos mensuales, semanales y diarios te permitir\u00e1 evaluar y reflexionar sobre tu progreso. Recuerda que tus gastos pueden fluctuar seg\u00fan el mes, y eso est\u00e1 bien. Simplemente s\u00e9 diligente y disciplinado la mayor parte de tu tiempo.<\/li>\n<\/ol>\n<p>No hay ciencia detr\u00e1s de un presupuesto; la clave est\u00e1 en gastar menos de lo que ganas. \u00a1\u00c1nimo, socios! Tengan disciplina, controlen sus gastos y ahorren.<\/p>\n<p>\u00a1Buena suerte!<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-2\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container\" ><a href=\"https:\/\/old.mybscu.org\/es\/money-desktop\/\" class=\"custom-link btn border-width-0 btn-accent btn-icon-left\" target=\"_blank\">\u00a1Crea un presupuesto sencillo con Money Desktop!<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":""},"author":4,"featured_media":1697,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[22,23],"class_list":["post-1658","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budget","tag-budget","tag-expenses"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Create a Simple Budget? 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